Comparison rates for Interest Only Fixed Rate home loans are based on an initial Interest Only period equal in length to the fixed rate period. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. Different amounts and terms will result in different comparison rates. These comparison rates apply only to the example or examples given. If you think your authorised firm has been cloned or scammers are fraudulently using your name or other details, contact our Firm Helpline on 03.Each comparison rate is based on $150,000 over 25 years. If you were offered, bought or sold shares, you can use our reporting form. If you think you have been approached by an unauthorised or clone firm, or contacted about a scam, you should contact us. If you would like further information about protection, the authorised firm should be able to help. If you use an authorised firm, access to the Financial Ombudsman Service and FSCS protection will depend on the investment you are making and the service the firm is providing. If you use an unauthorised firm, you won’t have access to the Financial Ombudsman Service or Financial Services Compensation Scheme (FSCS) so you’re unlikely to get your money back if things go wrong. There are more steps you should take to avoid scams and unauthorised firms.
If a firm does not appear on the Register but claims it does, contact our Consumer Helpline on 08. It has information on firms and individuals that are, or have been, regulated by us. We strongly advise you to only deal with financial firms that are authorised by us, and check the Financial Services Register to ensure they are.
#Abacus finance how to#
Telephone: (4 4) 02089040021 How to protect yourself It is authorised to offer, promote or sell services or products in the UK and its correct details are:Īddress: 779 Harrow Road Wembley Middlesex, HA0 2LW, UNITED KINGDOM This FCA authorised firm that fraudsters are claiming to work for has no association with the ‘clone firm’. They may change contact details over time to new email addresses, telephone numbers or physical addresses. Clone firm detailsįraudsters are using or giving out the following details as part of their tactics to scam people in the UK: Abacus Financial Management (clone of FCA authorised firm)īe aware that scammers may give out other false details or mix these with some correct details of the registered firm. You can find out more about this scam tactic and how to protect yourself from clone firms. They may use the name of the genuine firm, the 'firm reference number' (FRN) we have given the authorised firm or other details.
This is what we call a 'clone firm' and fraudsters usually use this tactic when contacting people out of the blue, so you should be especially wary if you have been cold called. This firm is not authorised or registered by us but has been targeting people in the UK, claiming to be an authorised firm. Almost all firms and individuals carrying out financial services activities in the UK have to be authorised or registered by us.
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